DeTomaso Mailing List: August 97, Message #279
     



From: Dennis Antenucci <itbewild@gte.net>

Subject: Pantera Insurance

Date: Mon, 11 Aug 1997 17:01:59 -0700



You's People,



And the winner is?



1.  Hagerty Classic Auto Insurance

    Huntington Beach, CA 

	  

DeMeulle Insurance (Agent) (714) 963-5684

Point of Contact: Adrian Caraballo



RATE: $200.00 + Agent Fee of $50.00   TOTAL: $250.00



Includes "full" liability, comprehension and collision coverage. 



While this was the "lowest" quote and there were added perks to this 

policy.



1.1  Agreed Value Policy

1.2  Full Replacement Cost

1.3  "No" Deductibles

1.4  Full Coverage Liability, Uninsured Motorst, Comprehensive & 

Collision with $100,000 liability coverage.

1.5  No "up to" or ACV or Stated Value clauses.

1.6  7500 Miles a Year - Doesn't appear to be inforced.

1.7  Been in business 40+ years.



NOTE:  This company and broker were recommended by our POCA Membership 

Chairperson (Judy McCarthy). They were great to deal with and do a large 

number of classic cars. 



2.  Collector Guard Insurance

    Lakeland Florida 

    (800) 678-5173

Point of Contact:  Trudy Kruzick 



TOTAL RATE:  $ 328.00



NOTE:  Good Rate, HOWEVER, there is a $1,000 Deductible! I didn't get too 

far with these people and did not verify if they provided Agreed Value on 

policy. This company was recommended by a POCA member. There were other 

restrictions like  2500 mileage. 



3.  Parish Insurance

    Nashville, TN

    800-274-1250

    Point of Contact: 



TOTAL RATE: $430.00



$250 dEDUCTIBLE

note: This was the company I had the last couple years. Agreed Value 

policy with 2500 mileage limit.



4.  20th Century Insurance

     Woodland Hills, CA



TOTAL RATE:  $330.



note:  Rate is based on ACV (ACTUAL CASH VALUE)  IN OTHER WORDS "THEY" 

DECIDE WHAT THEY PAY OUT!!! SEE MIKE DREWS PREVIOUS POSTING. This is the 

company I carry my other cars with. I have had no problems with them but 

their rate was high, their liability limits were lower and it tookk me 

three calls to get through to someone who EVEN knew what a De Tomaso 

Pantera was. The above rate also reflects my "GOOD DRIVER DISCOUNT! (no 

laughs please) :-] 

Also the rate included a MULTI-CAR DISCOUNT! (three other cars)



In summary if your paying less money for the SAME or better coverage keep 

the company. If your paying MORE dump them at renewal time and consider 

one of the top three companies.



There were a couple other collector insurance companies that I eliminated 

due to member pending lawsuits or poor service or someone wrote a horror 

story. 



Hope this info helps save you some bucks down the road and I'd like to 

thank Judy McCarthey AGAIN,  for the recommendation.



Thanks Judy!



Mad Dog



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