[DeTomaso] J.C.Taylor Classic & Collectable Insurance

[Scott Couchman]

Asa Jay wrote: "However, I only personally know local people who have been screwed by Farmers, either in policy coverages like you are describing or by claims they refused to pay because of supposed loopholes."
   
  FWIW, I second that opinion. My own person experience with Farmers was such that I would strongly recommend staying as far away from them as you can. I don't know of any other company. insurance company or not, that I think was as systematically unreasonable and unethical in dealing with them. One of the most frustrating and expensive mistakes I've ever made. I warn anyone that asks, don't get involved with Farmers. I learned that lesson the hard way.
  Scott

Asa Jay Laughton <asajay at asajay.com> wrote:
  I'm not an insurance kind of guy, but it seems to me they are charging 
an extra $58 to NOT insure the Pantera? Sounds like buying insurance to 
me, just BAD insurance (they won't pay if you get into an accident). 
What kind of crap is that? If I drop an owned car from my policy, my 
rate goes down, even if I still own the car and keep it parked on my 
property. Example, vehicle only used during winter to plow driveways, 
insured only for about 4 months every year, otherwise not insured during 
summer months when it just stays parked.

I know there are many folks on this forum who have Farmers and have been 
very pleased with their service and policies, including covering their 
Pantera. However, I only personally know local people who have been 
screwed by Farmers, either in policy coverages like you are describing 
or by claims they refused to pay because of supposed loopholes.

If you are getting charged extra to NOT cover a car, I'd be running away.



I've not heard anything -bad- about J.C. Taylor so I think you're okay 
there, but have you talked again with Hagerty to see what their increase 
would be for the same amount of coverage this guy is offering through 
J.C. Taylor? Maybe Hagerty won't be $10 more.


Asa Jay



mshortt at comcast.net wrote:
> What kind of BS is that?
> 
> You have to pay extra because you own another car, but don't insure it through them, That's F^%#$% nuts!
> What if you didn't own "another car"?
> 
> Dude, I'd be moving them all!
> 
> Michael Shortt
> 71 #1660
> Savannah, GA
> -------------- Original message -------------- 
> From: "Mike Thomas" 
> 
> 
>>I recently re-insured everything but the Pantera with Farmers, including an 
>>umbrella policy. Because I don't have the Pantera insured through a 
>>Farmer's affiliate, my umbrella policy gets hit with a $58/year additional 
>>premium. My agent did say he could write me through a company called J.C. 
>>Taylor, that my rate for higher coverages than Hagerty would be only $10 
>>more per year, and it would allow me the lower umbrella rate. 
>>Who if anyone has experience with J.C. Taylor and what has been your 
>>experience? 
>>
>>Thanks 
>>Mike Thomas 
>>Panteras NorthWest 
>>www.panterasnorthwest.com 
>>
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-- 
Asa Jay Laughton, MSgt, USAFR, Retired

& Shelley Marie
Spokane, WA

1973 Pantera L 5533
[ASASCAT]

******************************
http://www.asajay.com
http://www.351c.info



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