[DeTomaso] J.C.Taylor Classic & Collectable Insurance

[cengles at cox.net]

Dear Asa and Scott,
I know nothing of JC Taylor, but I remember years ago when I acquired my Pantera in 1988 I was shopping around for insurance. I called Farmer's. I spoke with a young man.
"Hello, I have had insurance with Farmer's on my other cars and I would like to insure my Pantera with you.", I began.
"Yes, sir. What kind of car did you say it was?", he innocently replied.
"It is a 1974 DeTomaso Pantera. It is an old foreign car."
"I am sorry. What kind of car did you say?"
"DeTomaso Pantera. 1974 D-e-t-o-m-a-s-o P-a-n-t-e-r-a. It is an Italian sports car."
"Please hold a minute while I check on this for you."
Time passes and I anticipated insuring the Pantera for the same favorable rate that my other cars had been offered.
"Mr. Engles we cannot insure your Pantera."
Surprised by this, I said, "What do you mean you cannot insure my Pantera? You've insured Datsun Z cars and Ford Mustang GTs for me. Why can't you insure the Pantera?"
"Mr. Engles I have checked and the Pantera is on our Forbidden List. We cannot insure any car on the Forbidden List."
Despite my dipomatic questioning he wouldn't reveal the other cars on the Forbidden List. I was miffed, but I bit pleased that the Italian Hot Rod had enough of a street reputation to make Farmer's Forbidden List. I was also pleased when I did find a much more understanding insurer the next day.
Ain't Insurance Great?, Chuck Engles



---- Scott Couchman <scottcouchman at yahoo.com> wrote:
>Asa Jay wrote: "However, I only personally know local people who have been screwed by Farmers, either in policy coverages like you are describing or by claims they refused to pay because of supposed loopholes."
>
>FWIW, I second that opinion. My own person experience with Farmers was such that I would strongly recommend staying as far away from them as you can. I don't know of any other company. insurance company or not, that I think was as systematically unreasonable and unethical in dealing with them. One of the most frustrating and expensive mistakes I've ever made. I warn anyone that asks, don't get involved with Farmers. I learned that lesson the hard way.
>Scott
>
>Asa Jay Laughton <asajay at asajay.com> wrote:
>I'm not an insurance kind of guy, but it seems to me they are charging
>an extra $58 to NOT insure the Pantera? Sounds like buying insurance to
>me, just BAD insurance (they won't pay if you get into an accident).
>What kind of crap is that? If I drop an owned car from my policy, my
>rate goes down, even if I still own the car and keep it parked on my
>property. Example, vehicle only used during winter to plow driveways,
>insured only for about 4 months every year, otherwise not insured during
>summer months when it just stays parked.
>
>I know there are many folks on this forum who have Farmers and have been
>very pleased with their service and policies, including covering their
>Pantera. However, I only personally know local people who have been
>screwed by Farmers, either in policy coverages like you are describing
>or by claims they refused to pay because of supposed loopholes.
>
>If you are getting charged extra to NOT cover a car, I'd be running away.
>
>
>
>I've not heard anything -bad- about J.C. Taylor so I think you're okay
>there, but have you talked again with Hagerty to see what their increase
>would be for the same amount of coverage this guy is offering through
>J.C. Taylor? Maybe Hagerty won't be $10 more.
>
>
>Asa Jay
>
>
>
>mshortt at comcast.net wrote:
>>What kind of BS is that?
>>
>>You have to pay extra because you own another car, but don't insure it through them, That's F^%#$% nuts!
>>What if you didn't own "another car"?
>>
>>Dude, I'd be moving them all!
>>
>>Michael Shortt
>>71 #1660
>>Savannah, GA
>>-------------- Original message --------------
>>From: "Mike Thomas"
>>
>>
>>>I recently re-insured everything but the Pantera with Farmers, including an
>>>umbrella policy. Because I don't have the Pantera insured through a
>>>Farmer's affiliate, my umbrella policy gets hit with a $58/year additional
>>>premium. My agent did say he could write me through a company called J.C.
>>>Taylor, that my rate for higher coverages than Hagerty would be only $10
>>>more per year, and it would allow me the lower umbrella rate.
>>>Who if anyone has experience with J.C. Taylor and what has been your
>>>experience?
>>>
>>>Thanks
>>>Mike Thomas
>>>Panteras NorthWest
>>>www.panterasnorthwest.com
>>>
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>
>--
>Asa Jay Laughton, MSgt, USAFR, Retired
>
>&Shelley Marie
>Spokane, WA
>
>1973 Pantera L 5533
>[ASASCAT]
>
>******************************
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>http://www.351c.info
>
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