[DeTomaso] J.C.Taylor Classic & Collectable Insurance
Thomas Tornblom
Thomas.Tornblom at Hax.SE
Fri Sep 1 10:22:55 EDT 2006
Chuck,
I hope you moved all your other policies to that other company?
I had a similar thing happening to me when I bought a '01 Audi A6
quattro in Germany, in December 2003.
When I got back home I called my insurance company and said I wanted it
insured. I had to take to their facility and have it inspected, which
went fine. They then told me I had to pay about three times as much as
for the old imported A6 I had. When I asked them why, they said it was
because it was imported used. It didn't help asking why my old car,
which also was imported used, wasn't more expensive than a car sold in
Sweden.
I called another company and their policy was less than 50%, and I moved
all my insurance, except the Pantera, to that company. That included the
home insurance and all personal insurance.
I have an inexpensive special enthusiasts insurance on the Pantera, and
I haven't bothered moving it. I can get a policy for the Pantera that is
less than a third of what I pay today, but I can not make myself switch
to a company that is closely tied to the Swedish union movement and the
social democratic party...
Cheers,
Thomas
cengles at cox.net wrote:
> Dear Asa and Scott,
> I know nothing of JC Taylor, but I remember years ago when I acquired my Pantera in 1988 I was shopping around for insurance. I called Farmer's. I spoke with a young man.
> "Hello, I have had insurance with Farmer's on my other cars and I would like to insure my Pantera with you.", I began.
> "Yes, sir. What kind of car did you say it was?", he innocently replied.
> "It is a 1974 DeTomaso Pantera. It is an old foreign car."
> "I am sorry. What kind of car did you say?"
> "DeTomaso Pantera. 1974 D-e-t-o-m-a-s-o P-a-n-t-e-r-a. It is an Italian sports car."
> "Please hold a minute while I check on this for you."
> Time passes and I anticipated insuring the Pantera for the same favorable rate that my other cars had been offered.
> "Mr. Engles we cannot insure your Pantera."
> Surprised by this, I said, "What do you mean you cannot insure my Pantera? You've insured Datsun Z cars and Ford Mustang GTs for me. Why can't you insure the Pantera?"
> "Mr. Engles I have checked and the Pantera is on our Forbidden List. We cannot insure any car on the Forbidden List."
> Despite my dipomatic questioning he wouldn't reveal the other cars on the Forbidden List. I was miffed, but I bit pleased that the Italian Hot Rod had enough of a street reputation to make Farmer's Forbidden List. I was also pleased when I did find a much more understanding insurer the next day.
> Ain't Insurance Great?, Chuck Engles
>
>
>
> ---- Scott Couchman <scottcouchman at yahoo.com> wrote:
>> Asa Jay wrote: "However, I only personally know local people who have been screwed by Farmers, either in policy coverages like you are describing or by claims they refused to pay because of supposed loopholes."
>>
>> FWIW, I second that opinion. My own person experience with Farmers was such that I would strongly recommend staying as far away from them as you can. I don't know of any other company. insurance company or not, that I think was as systematically unreasonable and unethical in dealing with them. One of the most frustrating and expensive mistakes I've ever made. I warn anyone that asks, don't get involved with Farmers. I learned that lesson the hard way.
>> Scott
>>
>> Asa Jay Laughton <asajay at asajay.com> wrote:
>> I'm not an insurance kind of guy, but it seems to me they are charging
>> an extra $58 to NOT insure the Pantera? Sounds like buying insurance to
>> me, just BAD insurance (they won't pay if you get into an accident).
>> What kind of crap is that? If I drop an owned car from my policy, my
>> rate goes down, even if I still own the car and keep it parked on my
>> property. Example, vehicle only used during winter to plow driveways,
>> insured only for about 4 months every year, otherwise not insured during
>> summer months when it just stays parked.
>>
>> I know there are many folks on this forum who have Farmers and have been
>> very pleased with their service and policies, including covering their
>> Pantera. However, I only personally know local people who have been
>> screwed by Farmers, either in policy coverages like you are describing
>> or by claims they refused to pay because of supposed loopholes.
>>
>> If you are getting charged extra to NOT cover a car, I'd be running away.
>>
>>
>>
>> I've not heard anything -bad- about J.C. Taylor so I think you're okay
>> there, but have you talked again with Hagerty to see what their increase
>> would be for the same amount of coverage this guy is offering through
>> J.C. Taylor? Maybe Hagerty won't be $10 more.
>>
>>
>> Asa Jay
>>
>>
>>
>> mshortt at comcast.net wrote:
>>> What kind of BS is that?
>>>
>>> You have to pay extra because you own another car, but don't insure it through them, That's F^%#$% nuts!
>>> What if you didn't own "another car"?
>>>
>>> Dude, I'd be moving them all!
>>>
>>> Michael Shortt
>>> 71 #1660
>>> Savannah, GA
>>> -------------- Original message --------------
>>> From: "Mike Thomas"
>>>
>>>
>>>> I recently re-insured everything but the Pantera with Farmers, including an
>>>> umbrella policy. Because I don't have the Pantera insured through a
>>>> Farmer's affiliate, my umbrella policy gets hit with a $58/year additional
>>>> premium. My agent did say he could write me through a company called J.C.
>>>> Taylor, that my rate for higher coverages than Hagerty would be only $10
>>>> more per year, and it would allow me the lower umbrella rate.
>>>> Who if anyone has experience with J.C. Taylor and what has been your
>>>> experience?
>>>>
>>>> Thanks
>>>> Mike Thomas
>>>> Panteras NorthWest
>>>> www.panterasnorthwest.com
>>>>
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>> --
>> Asa Jay Laughton, MSgt, USAFR, Retired
>>
>> &Shelley Marie
>> Spokane, WA
>>
>> 1973 Pantera L 5533
>> [ASASCAT]
>>
>> ******************************
>> http://www.asajay.com
>> http://www.351c.info
>>
>>
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--
Real life: Thomas Törnblom Email: Thomas.Tornblom at Hax.SE
Snail mail: Banvallsvägen 14 Phone: +46 18 290 290
S - 754 40 Uppsala, Sweden Cellular: +46 70 261 1372
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